The proven playbook to DIY a low-rate loan assumption

Take over a seller’s existing mortgage. Keep their low interest rate, their monthly payment, and save thousands. We give you the exact forms, scripts, and step-by-step process we’ve used to close hundreds of assumptions nationwide.

Trusted by 500+ buyers, sellers, and realtors.

Based on 250+ assumptions closed with major servicers

Don’t settle for sky-high rates

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Most buyers overpay at today’s 7%+ rates when they could assume a loan at 2–4%!

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Servicers and lenders make the assumption process confusing, slow, and frustrating.

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Realtors, title, and lenders often don’t know the right forms or steps.

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Without expert guidance, assumptions usually delayed, denied, or abandoned.

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Most buyers overpay at today’s 7%+ rates when they could assume a loan at 2–4%!

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Servicers and lenders make the assumption process confusing, slow, and frustrating.

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Realtors, title, and lenders often don’t know the right forms or steps.

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Without expert guidance, assumptions usually delayed, denied, or abandoned.

Assume assist gives you the playbook you need to successfully close a loan assumption

The Assume Assist playbook is built on years of real-world experience closing FHA & VA assumptions. We’ve faced every stall, denial, and roadblock—and documented exactly how to overcome them. Now you can unlock those insider secrets and follow the same proven steps to close with confidence.

The assumption playbook

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Get lifetime access

Get the playbook with our one time payment options and unlock lifetime access to all of our knowledge.

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Follow the playbook

Step-by-step guides for buyers, sellers, and agents show you exactly what to do — no guesswork.

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Use our templates

We give you templates for each servicer that you can use when self- processing

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Avoid pitfalls

Learn from our years of experience closing assumptions. Sidestep the stalls, delays, and denials that trip up most deals.

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Stay up-to-date

Your playbook automatically updates anytime FHA, VA, or USDA rules change — so you’ll never be behind. Includes lifetime access.

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Successfully close

Complete your assumption with our expert guidance and enjoy the thousands of savings on interest with your low-rate loan.

By the end of this course you will…

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Know exactly how to complete an FHA or VA loan assumption step-by-step, in-depth.

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Have every required form, script, and checklist at your fingertips.

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Avoid costly pitfalls that stall or kill most assumptions...even by the best of the best.

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Have all the knowledge you need to close your assumption and lock in a low-rate mortgage.

Real success stories

2.75% rate
★★★★★
-Samantha
Realtor in Dallas, TX
"I had never closed an assumption before and honestly didn't know where to start. The playbook showed me exactly what to do. My buyers assumed a $280,000 FHA loan at 2.75% and I've already used it on two more deals."
2.65% rate
★★★★★
-Daniel
Homebuyers in Phoenix, AZ
"We never thought we could afford a home with rates so high. Thanks to the playbook, we assumed a $325,000 FHA loan at 2.65% and are saving nearly $700 every month. It made our dream possible."
3.8% rate
★★★★★
-Alyssa
Buyer in Denver, CO
"Everyone told me homeownership was out of reach. I found a seller with a VA loan at 3.8%, and this playbook walked me through the process step by step. Now I’m in my first home!"
3.0% rate
★★★★★
-Marcus
Realtor in San Antonio, TX
"My clients assumed a $295,000 VA loan at 3.0%. The playbook gave me the confidence to guide them through every step, and I’ve since closed two more assumptions using the same system."
4.75% rate
★★★★★
-Jasmine
Buyer in Atlanta, GA
"I was approved at 6.8% with my bank. Then I found a home with an assumable FHA loan at 4.75%. The playbook showed me exactly how to make it happen. I’m saving over $700 every month."
2.60% rate
★★★★★
-Ben
Buyer in Portland, OR
"We were nervous because nobody seemed to know how assumptions actually worked. This playbook made it simple — we assumed a $340,000 FHA loan at 2.6%, and it was smoother than our last conventional purchase."
4.25% rate
★★★★★
-Sophie
Realtor in Charlotte, NC
"I had never closed an assumption before and thought it was too complicated. The playbook turned it into a clear process. Now I actively look for assumption opportunities for my buyers."
3.8% rate
★★★★★
-David
Realtor in Dallas, TX
"As a vet, I knew VA loans were assumable, but I didn’t know how to actually use that to buy. This guide helped me assume a $280,000 VA loan at 3.8%. It’s life-changing for my family."

2.75% rate
★★★★★
-Samantha
Realtor in Dallas, TX
"I had never closed an assumption before and honestly didn't know where to start. The playbook showed me exactly what to do. My buyers assumed a $280,000 FHA loan at 2.75% and I've already used it on two more deals."
2.65% rate
★★★★★
-Daniel
Homebuyers in Phoenix, AZ
"We never thought we could afford a home with rates so high. Thanks to the playbook, we assumed a $325,000 FHA loan at 2.65% and are saving nearly $700 every month. It made our dream possible."
3.8% rate
★★★★★
-Alyssa
Buyer in Denver, CO
"Everyone told me homeownership was out of reach. I found a seller with a VA loan at 3.8%, and this playbook walked me through the process step by step. Now I’m in my first home!"
3.0% rate
★★★★★
-Marcus
Realtor in San Antonio, TX
"My clients assumed a $295,000 VA loan at 3.0%. The playbook gave me the confidence to guide them through every step, and I’ve since closed two more assumptions using the same system."
4.75% rate
★★★★★
-Jasmine
Buyer in Atlanta, GA
"I was approved at 6.8% with my bank. Then I found a home with an assumable FHA loan at 4.75%. The playbook showed me exactly how to make it happen. I’m saving over $700 every month."
2.60% rate
★★★★★
-Ben
Buyer in Portland, OR
"We were nervous because nobody seemed to know how assumptions actually worked. This playbook made it simple — we assumed a $340,000 FHA loan at 2.6%, and it was smoother than our last conventional purchase."
4.25% rate
★★★★★
-Sophie
Realtor in Charlotte, NC
"I had never closed an assumption before and thought it was too complicated. The playbook turned it into a clear process. Now I actively look for assumption opportunities for my buyers."
3.8% rate
★★★★★
-David
Realtor in Dallas, TX
"As a vet, I knew VA loans were assumable, but I didn’t know how to actually use that to buy. This guide helped me assume a $280,000 VA loan at 3.8%. It’s life-changing for my family."

Ready to learn how to close an assumption?

First 20 Users, Use Code "EARLYBIRD" for: $300 off

The assumption playbook V1

$199

$499

one-time purchase to lifetime access & updates.

optional add ons:

expert phone support

file consultation

white glove processing

frequently asked questions

What is Assume Assist?

Assume Assist is a step-by-step guide that teaches buyers, sellers, and agents how to close an assumable mortgage. We provide the playbook, scripts, and forms you need so you’re not left guessing.

What is a loan assumption?

A loan assumption lets a buyer take over the seller’s existing mortgage — including the interest rate, balance, and terms. For buyers, this means accessing today’s lowest rates. For sellers, it makes your property more attractive.

Which loans are assumable?

Government-backed loans: FHA, VA, and USDA. Conventional loans almost never qualify.

Why should I use Assume Assist?

Most loan servicers don’t make assumptions easy — they stall, mislead, or flat-out refuse. Assume Assist shows you exactly what to say, what forms to use, and how to push through roadblocks.

How long does an assumption take?

With the right steps, many assumptions can close in 45–90 days. Without guidance, they often drag for months or fall apart completely.

Can I do this myself?

Yes. That’s the whole point of Assume Assist. The playbook is designed so anyone — buyer, seller, or agent — can follow it with confidence.

What is Assume Assist?

Assume Assist is a step-by-step guide that teaches buyers, sellers, and agents how to close an assumable mortgage. We provide the playbook, scripts, and forms you need so you’re not left guessing.

What is a loan assumption?

Which loans are assumable?

Government-backed loans: FHA, VA, and USDA. Conventional loans almost never qualify.

Why should I use Assume Assist?

Most loan servicers don’t make assumptions easy — they stall, mislead, or flat-out refuse. Assume Assist shows you exactly what to say, what forms to use, and how to push through roadblocks.

How long does an assumption take?

With the right steps, many assumptions can close in 45–90 days. Without guidance, they often drag for months or fall apart completely.

Can I do this myself?

Yes. That’s the whole point of Assume Assist. The playbook is designed so anyone — buyer, seller, or agent — can follow it with confidence.

What is Assume Assist?

Assume Assist is a step-by-step guide that teaches buyers, sellers, and agents how to close an assumable mortgage. We provide the playbook, scripts, and forms you need so you’re not left guessing.

What is a loan assumption?

Which loans are assumable?

Government-backed loans: FHA, VA, and USDA. Conventional loans almost never qualify.

Why should I use Assume Assist?

Most loan servicers don’t make assumptions easy — they stall, mislead, or flat-out refuse. Assume Assist shows you exactly what to say, what forms to use, and how to push through roadblocks.

How long does an assumption take?

With the right steps, many assumptions can close in 45–90 days. Without guidance, they often drag for months or fall apart completely.

Can I do this myself?

Yes. That’s the whole point of Assume Assist. The playbook is designed so anyone — buyer, seller, or agent — can follow it with confidence.

The exact system used to close 100s of assumptions. Now in your hands.

Enroll Now